Mortgage Calculators

Plan Your Texas Home Budget with Confidence

Get a clear picture of what homeownership could look like for you in the Lone Star State. Use our smart mortgage tools to estimate your monthly payment and compare the long-term costs of renting versus buying in your Texas city.

Whether you’re exploring homes in Dallas–Fort Worth, Austin, Houston, San Antonio, or anywhere in between, these calculators help you understand how your loan amount, interest rate, taxes, insurance, and appreciation can impact your budget over time.

Smart Mortgage Tools for Texas Buyers

Use these calculators to estimate your monthly mortgage payment or compare the long-term costs of renting versus buying in your Texas market.

* Required field · All results are estimates and for informational purposes only.

Mortgage Payment Calculator

Estimate your monthly mortgage payment based on your loan amount, interest rate, and term.

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Estimated Monthly Payment

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Principal & interest only. Taxes, insurance, and HOA (if any) are not included in this estimate.

Rent vs Buy Calculator

Compare the long-term cost of renting a home versus buying in your Texas market.

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Rent vs Buy Summary

Total Renting Cost
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Total Owning Cost (Net)
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Fill in your details to see whether renting or buying may be more cost-effective over time.

Net owning cost accounts for mortgage, taxes, insurance, estimated maintenance, and projected equity based on appreciation. Actual results will vary.