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The Nova Way: Built on Trust, Focused on Texas.

For decades, NOVA Home Loans has helped families across the country achieve homeownership with transparency, speed, and personal guidance. Now, our Texas division brings that same excellence to the Lone Star State—combining national lending strength with local expertise to serve homebuyers, refinancers, and relocators in every major Texas market.

40+
Proven Experience

With more than four decades of successful lending, NOVA continues to guide buyers with the knowledge and confidence only long-term industry leadership can provide.

10+
Statewide Support

From Dallas–Fort Worth to Houston, Austin, San Antonio, El Paso, and beyond, our Texas network delivers fast, localized mortgage expertise across every major region.

Meet Ray Campbell: Leading Texas Lending Expansion, Backed by Nova’s Proven Legacy

Ray Campbell is a seasoned mortgage expert with years of success at Nova Home Loans. He brings deep knowledge and a client-first approach to the mortgage game.

Now leading Nova’s Texas expansion, Ray continues to help more families access home financing with ease. He offers a clear, personalized process for buyers, refinancers, and relocators.

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Fast Pre-Approval
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Expert Guidance
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Continued Support

Find The Right Program For You!

Ready to take the next step? Whether you're buying, refinancing, or just exploring your options, working with Nova Home Loans is fast, secure, and personalized to your goals. Get pre-approved and take control of your home financing journey—starting now.

Apply Here

Recognized for Excellence, Trusted by Thousands

From national honors to client satisfaction awards, our commitment to top-tier service, strategic lending solutions, and consistent results has earned recognition across the mortgage industry and the communities we serve.

Explore competitive rates, flexible terms, and personalized solutions designed to fit your financial goals.

Home Financing Solutions That Fit Your Life

From first-time purchases to refinancing and specialty loan programs, we offer a wide range of mortgage options tailored to meet your unique goals.

Welcome To Nova Home Loans | Introduction Video